Who wouldn’t want to be debt free? I have heard friends lamenting about their credit card debts, loans and mortgages but after going round and round in circles, they only find their debts rising every month. Here’s what I read a while ago that “Ordinary people, working ordinary jobs DO reach financial freedom, and YOU [...]

Sometimes I wonder if credit card debt stories are all real until I hear that it’s happening to people I personally know. Few hours ago, while chatting with a blogging buddy about a mutual friend, she spilled the beans about this lady (let’s call her lady techie), a work-at-home mom of two had more than [...]

How many credit cards do you hold? I’m certain that most people who hold credit cards have more than one card. The use of credit cards have become part of our lifestyle and in fact, it is absolutely not possible to shop online without one.
Nowadays, banks are offering pre-approved cards - heard about that? That [...]

You may not agree with me but do you know that people who are constantly stuck with debts or credit card debts tend to be short tempered and unhappy? I have personally seen families broken and marriages strained when couples quarreled about their financial woes and often times, they would be stressed about how to [...]